Senior Underwriting Analyst

  • Ha Noi
  • Executive
  • Full-time
JOB DESCRIPTION

ABOUT ONE MOUNT GROUP

One Mount Group was established with the vision of building the largest technological ecosystem with solutions focused on optimization and bridging of value chain gaps across high growth economic sectors in Vietnam. We are dedicated to promoting and contributing to the country’s economic prosperity by creating technology infrastructure for Vietnamese businesses empowering them to create and bolster value for their consumers through products and services at a more competitive cost. We are committed to building a strong and sustainable ecosystem, creating a broad playing field to nurture and grow future start-ups, ideas, and unicorns helping to shape the future of growth in Vietnam.

ABOUT DIGITAL FINANCIAL SERVICES PROJECT (DFS)

At the DFS project, we build API/Platform Fin-tech to combine with finance corporates and offer the financial products (as Lending, Payment Solutions, Insurance, Investment, etc…) to Mass customers. Our domains are Finance Core, Digital Onboarding Platform, Identity Services; Financial Risk Management, Payment Solutions. We are looking for potential candidates to join our team. You are expected to:

YOU WILL DO

  • Extract relevant data from multiple sources and prepare consolidated views on clients segments
  • Analyze performance of current business and find deviations from planned performance in Underwriting
  • Identify points of potential improvements in risk processes
  • Suggest and prepare changes to loan approval process, collection process, limit assignment process and clients selections
  • Help to draft policies and procedures on credit risk management, fraud prevention
  • Assess and review risk analysis for projects/products before and after putting them into operation.
  • Set up reports, dashboard monitor on risk indicators, propose risk reduction options
  • Participate in other relevant projects assigned by Line Manager
JOB REQUIREMENTS
  • Bachelor’s degree in Economics, Mathematics, Statistics, Finance, Data science, Technology, System engineering
  • At least 01-year work experience in analytical position in financial institution, digital Bank, insurance company, consumer finance company etc is required
  • Strong analytical ability, independently formulate hypothesis and prove their status
  • Knowledge of loan products specifics and terminology
  • Strong capability to work with databases,
  • Knowledge of data structure languages SQL, My SQL, Python, R Studio or similar
    Office application information technology (Word, Power Point, MS Access, Excel (VBA), Internet …)
  • Good communication skills, agile and professional manners
  • Great written English, communicative level spoken
COMPENSATION AND BENEFITS
  • Good package, 13th salary, rewards for achievements, initiatives and good deeds
  • Annual leave: 15 – 20 working days/year and Other leaves/public holidays in accordance with the Labor Law of Vietnam
  • Periodic medical checkup, Health/Social Insurances & PVI Insurance
  • Agile and International exposure working environment, no dress code (it’s your choice to be confident and comfortable)
  • Training courses: The Company will provide customized training courses according to business needs and upon your request
  • Team building, staff retreats and summer camp for excellent employees’ children
  • Gym area, football club, running club