Financial Service – Senior Risk Portfolio Management Specialist

  • Ha Noi
  • Executive
  • Full-time
JOB DESCRIPTION
  • Drafting, editing, and re-writing credit policies, procedures & risk management process, including: process of risk assessment, risk classification, risk monitoring, risk reporting and risk handling for use across the Risk & Biz lines.
  • Performs analysis and researches on functions, processes and products to ensure content synchronization and coordination among multiple subject matter expects and/ or business units responsible for coordinating timely revision and review of credit policy, procedures, or processes.
  • Provides support on various business group related initiatives and projects, with strong emphasis on written documentation to support business goals & strategies.
  • Cooperate with BI team to develop the automation of periodical risk dashboard and reports for all the credit products implemented, in order to well monitor the KRI, risk cost, also to do early warning and detect in advance the risk fluctuation and fraud attempts.
  • Self-exploration on data to perform ad hoc risk analysis.
  • Closely monitor and manage the efficiency of risk governance, underwriting policy for all the products implemented
  • Closely monitor and analyze the impacts of the changes of risk governance, underwriting policy, product features, product operations process, and recommend in time the improvement activities and closely monitor it’s performance.
  • Cooperate with Risk product development team, to propose the improvement/ corrective action plan on the underwriting policy, data acquisition strategy and product features
  • Discuss with Business line, to recommend the product operations process
  • Cooperate with Risk product development team, to prepare the test scenarios, also to recommend the improvement of Risk engine.
  • Cooperate with Modeling team to propose the improvement of scoring performance, covering: Credit scoring, Income scoring,…
  • Prepare the pre-approved list of customers for all the products implemented
  • Join the meeting with the internal and external stakeholders, also with the external partnership which is related to risk management
  • Participate in other relevant projects assigned by Line Manager
JOB REQUIREMENTS
  • >= 3 years of experience in Credit Policy & Portfolio management in Financial institutions (Foreign Banks, or any other digital banks, or Consumer finance companies)
  • Familiar with way of working: Agile, Autonomy, Teamwork and Lean
  • Familiar with Excel, SQL, Power BI
  • Advance capability to present and communicate clearly the requirements, to transform the big ideas into small tasks/ messages
  • Advance communication skills with all stakeholders
  • Advance problem solving skills, taking into account Lean and Agile
  • Strictly follow timeline and adapt with scrum team organization
  • Highly focus on detail
COMPENSATION AND BENEFITS
  • Attractive compensation package (you’ll love it)
  • 13th salary and performance bonus (up to 2.5 month salary), rewards for achievements, initiatives and good deeds
  • Performance review 2 times/ year
  • Annual leave: 15 – 20 working days/year and Other leaves/public holidays in accordance with the Labor Law of Vietnam
  • Periodic medical checkup, Health/Social Insurances & Bao Viet Insurance
  • Agile working environment, no dress code (it’s your choice to be confident and comfortable)
  • Training courses: The Company will provide customized training courses according to business needs, Udemy, Coursera, Linkedin Learning are available upon your request
  • Team building, company trip and internal events each month.
  • Gym area, yoga/football/running… club